Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.